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Title : Health Insurance Cashless Dispute – Diversified Policies for Consumers
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Health Insurance Cashless Dispute – Diversified Policies for Consumers

health insurance cashless ongoing controversy in India. it has led to health insurance companies public sector designing new health insurance products according to the ability to pay of consumers. According to A. V. Girija Kumar, director, National Insurance Company (NIC), 'is evolving towards designing policies based on ability to pay of consumers. "He said this to reporters on the sidelines of a seminar organized by the Chamber of Commerce of India on alternative resolution.
The development had arrived after controversy . about over-billing by private sector hospitals in the system cashless Kumar said. "payment is much higher for people to use the facilities cashless that those who do not," This it has led to a situation ratio greater amount for insurance companies, which was becoming unaffordable for businesses. "not that the cash facilities is less removed, is just some kind of restructuring that is taking place taking into account the interest of consumers, "Kumar said.
insurance companies public sector are also seeking avenues for creating packages of health insurance ailment it means. "We are studying whether a limit wise disease could be addressed if it is possible to separate the products can be designed in a period of time. If someone prefers expensive hospitals, which would necessarily have to bear higher costs (insurance policy) ' Kumar said
in National insurance Company, health insurance claims last year were 108 percent -.. including individual and mediclaim group

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