Title : Tips on Organizing Your Shopping
link : Tips on Organizing Your Shopping
Tips on Organizing Your Shopping
Before detailing what things are you budgeted, you must first understand some of the principles. These principles teach not lost their money for things they should or should not do otherwise. This principle is derived from the fruit of thought Richard Templar summarized in his recent book, Saving and dispassionately. There are 100 principles that can be applied in the implementation of financial budget, but not all of them will be described here. The following ten principles in them.1. Know your budget
Before creating a new budget, understand its budget for the previous year. How big is your income and expenses. The amount of money spent on household needs, early childhood education, or credit card accounts. Knowing where your money, you can set it even better in the future.
2. Watch as frugality
This challenge is a way to enjoy the lifestyle on a budget. You can start watching spending and see if you can reduce it. Probably start is easy, but the challenge is to continue.
3. cheapest price is not necessarily cheap
If you buy an item because it is cheaper or discounted average price does not mean that you are buying at low prices. Therefore, you do not necessarily need the matter. The price may be cheaper hundred thousand, but even a hundred thousand more than what should happen.
4. defense funds
aside some money every time there is income. Therefore, when felted bills merasamtenang can, however it is known how much was the bill instead. You can also save money in different banks specifically for this so do not be tempted to spend it. This also applies to other large purchases that can be expected no money when the time comes, for example, for the holiday or vacation.
5. Bring cash
More precisely, do not take any less effective thing. Decide first how much money you can spend. You also will not be beyond the limit. However, you have to really control yourself when deciding how much money it will take.
6. Ask yourself if you
needs it so easy to buy things that drew even need it at all. Look at your home. You should make sure. All purchased items used or stored deserved. If not, no room for such things at home.
7. Buy with the thought of selling
you have to buy something with a psychological commitment to resell the products when it is not needed anymore. Check the resale value of the products you want to buy. This is very advantageous. Therefore, the treatment of goods, as long as you use it.
8. Secretly be the miser
This can be used when a child or spouse or just want to take mengonsumsimakanan with a particular brand. If the kids just want to eat a brand of cereal, try to buy other cheaper brands (including similar flavor) and inserted into the package a brand. Children will definitely keep eating it.
9. Involve others in the budget
This can be done to save money on the things you should be able to get from other people. For example, if you want to get married and have to print invitations, why not ask for help from a friend who has a business. Maybe it will give discounts or respiratory passages ba not charge a fee at all.
10. Do not give up
However, frugality is a struggle. It's okay if it failed. Therefore, it may still change in the future. Eventually it will cut corners and improve your financial life. You will have more money to buy any item you really want
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